Planes de seguros

• BCBS PPO 

• Blue Choice policies 

• BCBS Medicare Advantage

• Aetna (Choice Plus, PPO, POS, HMO) 

• Aetna Medicare Advantage

• Medicare (this is the red, white and blue traditional Medicare card) 

• UHC (PPPO, HMO, Choice Plus) 

• Optum (part of UHC / UBH) 

• Oxford Health UHC 

• UMR 

• UHC's VACCN

• MercyCare Health Plans (PPO and HMO) 

• Flume Health

• Most Medicare supplemental plans and not all. 

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Please call your insurance and ask for your mental health benefits for office visits. Ask if Transformation Behavioral Health in Woodstock Illinois is in-network with your plan. If your insurance company needs more information or a tax ID, please send an email to billing@tbh.guru to ask for this.

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You have an option of paying copay, co-insurance and deductible amounts by cash, check, health savings account, or credit card. With a credit card, patient cost-sharing amounts can also be paid through your patient portal. These amounts are payable at the time of service.

 
If we are out-of-network with your health insurance, you will have to pay for services yourself. You can contact your insurance and ask if your out-of-network benefits will apply. Those benefits often have high deductible and co-insurance amounts. You might also choose to ask your insurance if there is an option for a single-case agreement or letter of medical necessity to cover out of network providers.

 

We are NOT in-network with Blue Cross Community Care, Meridian, and other managed Medicaid policies.

We are NOT in-network with Beacon (Value Options), all Humana plans, all Cigna / Evernorth plans, Magellan, Medicaid, or UHC Medicare Advantage. 

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*** If we are not in network with your specific plan, we are not able to submit claims for you. We can provide a "superbill" if you would like to submit the claims yourself. You would still be responsible for paying for all services at the time the service is provided. 

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*** A note about "Medicare Advantage" plans. These plans are NOT Medicare. They are commercial insurance companies that have purchased the ability to provide health insurance to Medicare-eligible persons. They often have high patient copay amounts and exclude some services. For various reasons, starting Jan 2026, many Medicare Advantage plans are excluding more services that were previously covered. A Medicare provider may or may not be in-network with one of these specific commercial insurance plans. If you are considering a Medicare Advantage plan, you may be interested in further information 

Medicare Advantage plans under scrutiny

Changes to Medicare Advantage plans in 2026

You might want to investigate limitations, networks, pre-authorization procedures, denial rates, range of length of time for an appeal, and lawsuit history of the plan. If you have a Medicare Advantage plan, you are responsible for contacting your insurance and finding out if and how services with Transformation Behavioral Health will be covered. We do not accept Humana, Cigna/Evernorth, and UHC Medicare Advantage plans.